Lakeside Title Inc.

The Title Search

It Informs You.

Information courtesy of Westcor.

Land is permanent, but its ownership isn't. Every property starts out with a bundle of rights that its owner can expect. But over the years, with each new possession of a property, events cam take place that affect the title, such as refinancing, a tax lien, an encroachment by a neighbor, or the marriage, divorce, or death of an owner.

When a buyer and seller agree on a home or land purchase transaction, a title insurance company searches public records to see if any outstanding matters could affect the new buyer's rights. Title company experts research records in municipal and county facilities, or in information storehouses called "title plants", capturing and analyzing even in the smallest details. These records include recorded documents, judgments, liens, general taxes, utility assessments, special taxes and levies, and other matters that could cost the new buyer money or, worse, affect their property ownership. This process, called a title search, provides warnings of title flaws that must be dealt with before the property can change hands.